The Law of Knowledge
Read one finance book per quarter. Your income follows your education.
The gap between $50,000 and $200,000 salary is rarely hard work - the $50K earner often works just as hard. The gap is knowledge: negotiation skills, industry expertise, understanding of how money works, and the confidence to take calculated risks. Every hour spent learning about money returns 100x over a career.
Deep Dive
Here's your reading list, in order: (1) 'The Psychology of Money' by Morgan Housel - understand WHY you make money decisions, fix your mindset first. (2) 'I Will Teach You to Be Rich' by Ramit Sethi - the exact tactical system for automating your finances. (3) 'The Simple Path to Wealth' by JL Collins - investing explained so clearly a teenager can understand. (4) 'Your Money or Your Life' by Vicki Robin - the philosophy of enough. (5) 'Die With Zero' by Bill Perkins - how to actually spend money without guilt. One book per quarter. Highlight, take notes, implement ONE idea from each book before moving to the next. In 2-3 years, you'll have a financial education better than most MBAs. The cost? $100 in books and a few hours per month. The return? Potentially millions in better decisions over your lifetime. Negotiating one salary increase pays for the entire reading list 1000x over.
Do This Today
Order 'The Psychology of Money' by Morgan Housel today. Read one chapter per week. Apply one principle before starting the next book.
Avoid This
Thinking you 'already know this stuff' or 'don't have time to read.' You have time for Netflix. You have time that changes your financial future. Priorities reveal values.
"An investment in knowledge pays the best interest."
Remember
- The Rule: Read one finance book per quarter. Your income follows your education.
- The Action: Order 'The Psychology of Money' by Morgan Housel today. Read one chapter per week. Apply one principle before starting the next book.